Actual Budget
The YNAB alternative
From $5 / month · billed monthly
Actual Budget is envelope budgeting: plan spending category by category, track every account, and see where the money actually went. It is a local-first alternative to YNAB, with your budget file and full transaction history on infrastructure you control rather than a finance company's servers. Household spending is about as private as data gets, and here it stays yours.
- budgeting
- finance
- personal
- envelope
- ynab
- money
Screenshots
Frequently asked
- How much does it cost to host Actual Budget?
- Hosting Actual Budget on Zenith is $5 / month, billed monthly until you cancel.
- How long does Actual Budget take to deploy?
- Most apps are live on your own subdomain in about two minutes after you deploy.
- Do I need to manage a server to run Actual Budget?
- No. Zenith runs Actual Budget for you, with no servers to provision or maintain.
- Can I use my own domain with Actual Budget?
- Yes. Each deployment gets a Zenith subdomain, and you can map your own custom domain to it afterwards.
- Can I manage Actual Budget with Claude or another AI agent?
- Yes. Connect Claude, Cursor or another AI assistant to Zenith to deploy Actual Budget, change its hosting settings and check its status. See the setup guide.
Related apps
ezBookkeeping
Record income and expenses, organise accounts and categories, and understand spending through clear reports and charts.
- finance
- bookkeeping
- expenses
- +2
Firefly III
Track income, expenses, budgets, and savings goals in one personal finance manager. Understand where your money went and plan what comes next.
- finance
- budgeting
- accounting
- +2
Maybe
See accounts, budgets, spending, investments, and net worth in one place. Get a clearer view of your finances without jumping between disconnected apps.
- finance
- budgeting
- money
- +2
