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Zenith Hosting

Actual Budget

The YNAB alternative

From $10 / month · billed monthly · cancel anytime

Actual Budget is envelope budgeting: plan spending category by category, track every account, and see where the money actually went. It is a local-first alternative to YNAB, with your budget file and full transaction history on infrastructure you control rather than a finance company's servers. Household spending is about as private as data gets, and here it stays yours.

  • budgeting
  • finance
  • personal
  • envelope
  • ynab
  • money

Screenshots

Envelope budgeting with category groups and rollover
Fast transaction register with rules and reconciliation

Frequently asked

How much does it cost to host Actual Budget?
Hosting Actual Budget on Zenith is $10 / month, billed monthly until you cancel.
How long does Actual Budget take to deploy?
Most apps are live on your own subdomain in about two minutes after you deploy.
Do I need to manage a server to run Actual Budget?
No. Zenith runs Actual Budget for you, with no servers to provision or maintain.
Can I use my own domain with Actual Budget?
Yes. Each deployment gets a Zenith subdomain, and you can map your own custom domain to it afterwards.
Can I manage Actual Budget with Claude or another AI agent?
Yes. Zenith has a Model Context Protocol (MCP) server at https://zenith.hosting/mcp. Add the endpoint from Claude, Cursor or another MCP client, connect your account, and ask the agent to deploy, configure, inspect or delete your Actual Budget deployment. The agent can read and set environment variables. Write-only secrets stay hidden; generated credentials may be returned. Deployment inspection reports live status, HTTPS reachability and summarized resource usage without exposing credentials. A paid deployment requires price approval. Deletion permanently removes the deployment and its data after separate confirmation. Setup is at https://zenith.hosting/connect.

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